Miles&More

You have miles of reasons to fly with Deniz!

You can earn miles by your domestic flights by using your Miles & More credit card

Write MMKART and send it to 3280.

Sit back and relax - your miles stay with you

From now on, Miles you earn with your Miles & More credit card will not become invalid! For this you must make a miles-related purchase at least once a month and have held a Miles & More credit card for at least three months.

Information on Miles & More Flight Schedules

Miles & More was launched in 1993 as the frequent flyer program of Lufthansa German Airlines. With more than 10 Mio members worldwide, it is the most successful frequent flyer program in Europe.

You can find out members of the Star Alliance partners from the web address

Miles More program members' ear miles from flights they take with 21 different airway companies which are members of Star Alliance, Turkish Airlines and Lufthansa being in the first place and can purchase flight tickets by using the accumulated miles in their Miles&More Credit Card accounts. Click here to see the airlines included in the Miles&More Program.

Owners of Miles&More Cards accumulate miles from THY flights and use those miles in THY flights.

For further information you can call Miles& More customer line from 0212 354 88 99 or visit www.lufthansa.com.tr

Miles More program members can earn miles by purchasing from 21 different airlines which are members of Star Alliance with Lufthansa and THY being in the first place besides Hotel chains and car leasing companies and can use their miles.

Click here to see the Hotel chains and car leasing companies included in the Miles&More program.

You can benefit from discount flights by making reservations over the Internet by FlySmart and fly more by using less miles.

	Economy Class
Domestic Flights
Domestic Flights (THY only)	25.000 miles
International Flights
Europe	30.000 miles
North America, India	60.000 miles
Caribbean	70.000 miles
South America, Hawaii	80.000 miles
Australia, New Zealand	90.000 miles

The amount of required total miles can change from term to term. You can visit www.lufthansa.com.tr to get detailed information about Standard miles table and FlySmart program.

** FlySmart program covers only the flights in the concerned areas.

*** Early booking condition applies.

Miles & More Credit Card

You will earn miles upon each transaction you will realize with Miles&More Credit Card which is the outcome of the cooperation between DenizBank, the prominent bank of Turkey, and Lufthansa, the biggest frequent flyer program of Europe. You can earn 1 mile with every shopping of TL 2 done by Miles&More Credit Card. Holder of Miles&More Credit Card automatically become members to Miles & More Program. Miles you earned are transferred into your Miles&More account.

Features and Advantages of Miles & More Credit Card

Members of Miles & More Program can earn miles in flights of 21 Star Alliance member airlines including Lufthansa and Turkish Airlines in the first place and can buy airline tickets for free in return for accumulated miles.
You will have the advantage of earning miles in Merchant hotel chains and car rental services.
You earn 1 mile for each transaction of TL 2. The miles you earned are accumulated in your Miles&More account and you can use your accumulated miles whenever you like.
In the framework of FlySmart application, you can benefit from free return tickets for Europe in return for 15.000 miles.
As a Miles & More Credit Card holder, you will be provided with personal accident insurance coverage up to USD 25.000 if you have a Platinum Card.

Please log on to A��kdeniz Online Branch or contact Miles & More Call Center at (212) 444 0 805 to have information about your Miles&More Credit Card and to analyze your account movements.

Please contact DenizBank Miles & More Call Center at (212) 444 0 805 if you would like to receive your account movements via SMS, fax or e-mail.

You can make your payments in;

You can make Miles & More Credit Card payments in DenizBank branches and via our Online Branch or in the nearest Tekstilbank*, Oyakbank* or �ekerbank* branch, in Post Offices which are equipped with online collection service* or by entering your credit card number in Garanti Paramatik* (ATMs of Garanti Bank).

*These services are subject to payment. The payable amounts are added in the balance of the upcoming account statement. For detailed information please contact DenizBank Miles & More Call Center at (212) 444 0 805.

We would like to invite you in DenizBank branches to present to our other products which will facilitate your life.

Additional Services Provided by Miles & More Platinum Card

You can contact Assist Line at 0 212 334 20 96 and take the advantage of the following services:

We wish you have a nice flight with Miles & More Credit Card.

Holders of Miles&More Credit Card no longer doubt about issuing Foreign Travel Insurance.

DenizBank Travel Line presents a special service for holders of Miles & More credit card.

You can have a free foreign health and travel insurance for 15 days upon booking foreign flights or hotel rooms in foreign countries via DenizBank Travel Line.

To contact DenizBank Travel Line, please call DenizBank Call Center at 444 0 800 and press 7.

Details of the Campaign

Travel health insurance policy will be sent to you via e-mail within a day.
Policy coverage is limited to 15 days only.
Insurance policy has a global validity except for USA, Canada, Japan, Iraq and Afghanistan.
Domestic travels (inside Turkish boundaries) are not included in the coverage of the policy.
The policy covers for 1 person only.
For people elder than 70 years, coverage stated by the policy includes only post-accident treatment and transportation services. Illnesses, either urgent or not, are not included in the coverage.
Air ambulance service is applicable in European and Mediterranean countries only.
Insurance coverage is limited to Euro 30.000. For each claim, exemption will be made up to Euro 75 and invoices with an amount above Euro 75 will be compensated fully.

Foreign Travel Health Insurance - Consular Policy

IPA Medical Team provides the insured about any urgent or non-urgent health problems. The beneficiaries are given information about names, addresses and phone numbers of doctors, specialists, dentists, hospitals, diagnosis centers, day and night pharmacies. The team gives advices and provides consultancy services but neither diagnoses the illness nor recommends medication. If urgent medical treatment is required, IPA Medical Team makes all necessary arrangements.

Coverage of Outpatient and In-patient (Hospitalized) Treatment

If the insured gets sick or hurt immediately during the travel; in the framework of the allowed coverage limits IPA compensates for outpatient costs, hospital fees, surgery and treatment expenditures and the cost of medication prescribed by a doctor.

This coverage applies during the term of insurance policy and is limited to Euro 30.000. For each claim, exemption will be made up to Euro 75 and invoices with an amount above Euro 75 will be compensated fully.

Transporting or Moving the Insured due to Medical Reasons

If the insured gets sick or hurt; IPA commits to cover for all expenditures arisen due to transporting the insured on ambulance or with the most appropriate means of transportation agreed by the accompanying doctor and IPA's doctor to the nearest and most appropriate medical center agreed or from one medical center to another or to insured's permanent address after being discharged from the hospital.

Transportation from one medical center to another will be realized only if the medical center where the insured stays does not have the required equipment and medical staff. The transport will be done only after the concerned doctor issues a medical report in this regard.

IPA is liable to pay for the cost of transportation provided via land ambulance and flights where stretcher is used. Costs arisen due to other means of transportation like air ambulance, scheduled commercial flights, etc are to be covered by the insured. But, all arrangements for providing air ambulance will be undertaken and organized by IPA medical team.

(If the insured deceases) Transportation of Funeral in Accordance with Medical Conditions

If the insured deceases during a travel in a foreign country, IPA takes all necessary precautions to organize the transportation of the funeral to the permanent address of the insured and undertakes the mission of transporting the funeral to the place of burial in Turkey in a coffin that fits with international medical conditions.

Cost of the coffin shall be limited to the cost of a standard coffin that meets the requirements of transportation. Cost of the funeral ceremony and burial expenses are not included in the coverage of the policy.

Situations out of the scope of coverage

Apart from the situations stated in Article 2 under General Provisions of Sickness Insurance, the situations stated below are also out of the scope of the Insurance Agreement.

Treatment expenses that continue following the return to Turkey after the travel or treatments received in countries where the scope of coverage is not valid,
Even if no treatment was received, diseases including which exist at the date of application and/or the start date of insurance, chronic diseases known or unknown by the insured and/or diseases that develop on a chronic basis or expenses that occur due to these diseases (including costs of sending back the funeral to the country due to death as a result of disease and also burial costs),
All kinds of routine or specific examination or treatment expenses related to all inborn diseases and disabilities even if diagnosed in a later age (natal anomalies, genetic disorders), expenses due to premature (incubator care etc), motor or mental development disorder (growth or development retardation) (example; genetic test, all kinds of kartoyip research, hemoglobin electrophoresis, phenylketonuria tests, newborn thyroid tests, hip USG, undescended or retractile testicle, polycystic kidney, vesico ureteral reflux-VUR etc)
All kinds of health expense regarding pregnancy,
All kinds of expense related to taking umbilical cord blood, keeping it and Umbilical Cord blood Bank,
Epidemics that are officially declared (cholera, malaria etc.); all kinds of tests, analysis costs and necessary treatment regarding AIDS and AIDS related diseases and all diseases the HIV virus causes,
Private nurse costs,
Crutches, wheel chairs, corset, orthopedic shoes, in socks, boots, slippers, ice bags, pressure relief cushions and all kinds of orthopedic support and hearing aids expenses and all kinds of auxiliary medical tool and device (sleep apnea device and calibrator, holder device etc), expenses of breast and penile prothesis etc. used for psychosocial reasons,
Spectacle glass, frame, all kinds of contact lens costs, lens solutions,
The costs of the organ, blood products and blood giver in organ transplant and blood transfusion and transfer costs of the organ/tissue,
Other costs not necessary for treatment such as telephone, TV, cafeteria, administrative costs and paramedical service expenses,
Disease, injury or death resulting from the attempt of suicide of the insured. All kinds of neurological and geriatric diseases,
Examination, treatment and medicine expenses of psychosomatic diseases and psychologist and consultant services costs,
Analyses and treatments regarding sexual dysfunctions and sexually transmitted diseases,
All alternative treatment and all kinds of expenses related to cosmetics (acupuncture, mesotherapy, magneto therapy, neural therapy, chiropractic, anti aging, reiki, ayurveda etc.)
Analyses and treatments not related to a certain disease (screen tests, vaccination, control tests, viral markers, porteur tests etc) check up costs and annual controls, mammography, smear and PSA tests and routine screens,
Allergy diseases and treatments regarding these diseases,
The damage the person can give to him/herself when s/he is in his/her right mind and when not, the damages s/he can give when mixed in crime, alcohol intoxication, diseases resulting from alcoholism and usage of alcohol, injury, all kinds of health expenses resulting from addictives and drugs such as heroin, morphine etc.
Injuries and hurts resulting from dangerous sports (skiing, rafting, amateur aviation, delta wing, glider, parachuting, parasailing, paragliding, bungee jumping, mountain climbing, scuba and free diving, horse riding etc.) and all kinds of health expenses resulting from sports contests and races (all kinds of sports contest, automobile, motorcycle races etc.)
Analyses, treatment and care of diseases resulting from or during the entrance or preparation in contests of the insured as a licensed sports person,
All treatment costs related to tooth diseases,
Child care fees, baby formulas, diapers, baby bottles and dummies etc.
Supportive products which do not act as medicines, used to maintain and support general health and7or provide the daily need of the body, herbal medicine, dietary supplements and import medicine not authorized by the Republic of Turkey Ministry of Health, all medicinal substances not approved by the WHO,
Expenses of malpractice resulting from doctors or health institutions and expenses resulting from complications as a result of surgery,
Recurrence and complications of surgery and treatments implemented before the period of insurance,
Planned treatments and medicine received abroad,
Apart from being a passenger with a ticket in a regular flight airway (member of IATA), medical problems, disabilities and the analyses and treatment that these necessitate and other costs,
The transport of funeral and burial costs if the insured dies at his/her permanent domicile,
Sudden or not, diseases of persons above the age of 70